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Corporate profile

The Hanover is a leading property and casualty carrier, offering broad and innovative insurance protection for small and mid-sized businesses, as well as for homes, automobiles, and other personal items, through a select group of many of the best independent agents and brokers in the country.


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Full Year 2025

20.1%

Operating Return on Equity

$6.3

Billion

Net Premiums Written

91.6%

Combined Ratio

87.1%

Ex CAT Combined Ratio

$19.09

Operating Income per Diluted Share

$454

Million

Net Investment Income (pre-tax)

'A'

Financial Strength Rating from A.M. Best & S&P ‘A2’ rating from Moody's

*Some of these metrics are non-GAAP financial measures. A reconciliation of these and other non-GAAP measures to the closest GAAP measure can be found in the company’s fourth quarter and full year 2025 earnings release on Form 8-K, dated February 3, 2026.

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